Tokio Marine TM Retirement GIO Review

Tokio Marine TM Retirement GIO product details

Tokio Marine TM Retirement GIO Rating on InterestGuru.sg: [usr=3.5]
Tokio Marine TM Retirement GIO Popularity on InterestGuru.sg: [usr=3.25]

Read about: The Complete Guide to Retirement Planning (2023 Edition) *NEW*

• Life policy – Annuity
• Provides annual Cash Benefits for as long as you live, starting from the selected payout age which comprises of a guaranteed amount (2% of the sum assured) and a non-guaranteed annual dividend (3.8% of the sum assured)
• Death coverage is provided
• Premium Payment Terms available: 5, 10 or 15 years
• Payout Ages available: age 55, 60 or 65
• Guaranteed acceptance (no medical underwriting is required)

Read about:  Why your retirement planning starts now

Read about: 3 best Retirement plans and Annuity policies in Singapore (2023 Edition) *Updated*

Features of Tokio Marine TM Retirement GIO at a glance

Cash and Cash Withdrawal Benefits 

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Cancer Waiver Rider
(Enhanced) Payer Benefit Rider
Cancer Income Rider

Additional Features and Benefits

Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill up the form below and let us advise accordingly.

Read about: How can I accumulate a million dollar (Realistically)

Read about: Effects of compounding returns on your investments

Tokio Marine TM Retirement GIO may be suitable if you are looking for

Tokio Marine TM Retirement GIO may potentially be a good fit if the following matters to you:

• Lifetime regular cash payout
• Saving regularly over a period of time
• Insurance options without medical underwriting
• Do not need access to the funds until retirement
• To potentially generate higher financial returns compared to bank accounts

Tokio Marine TM Retirement GIO may not suitable if you are looking for

Tokio Marine TM Retirement GIO may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lump sum payout upon maturity
• A one-time premium commitment with no further cash commitment
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.

Further considerations on Tokio Marine TM Retirement GIO

• How is Tokio Marine or Tokio Marine TM Retirement GIO investment returns based on historical performance?
• How does Tokio Marine TM Retirement GIO compare with Endowment policy from other insurance companies?
• Can Tokio Marine TM Retirement GIO fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Tokio Marine TM Retirement GIO. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Retirement GIO.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Where can I compare the payout and benefits of retirement plans and annuity policies?

Your retirement plans are meant to supplement your lifestyle and expenses in your golden years. Ensure your retirement plans matches the financial goal and objective you wish to achieve when you decided to talk a step back in life.

It is too late to regret once you have made your financial commitment. Specific products features, benefits and payout will differ more than you think across insurance companies.

And even worse, to know you can compare retirement plans and annuity policies here,  100% free of charges on the InterestGuru.sg platform.

Is Tokio Marine TM Retirement GIO suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

Tokio Marine TM Retirement GIO may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

I want to know more!