Tokio Marine TM Nest Egg (GIO CashBack) Review
The complete Pros and Cons on Tokio Marine TM Nest Egg (GIO CashBack)
Tokio Marine TM Nest Egg (GIO CashBack) product details
- Life policy – Endowment and Saving policy
- Enjoy guaranteed yearly payouts from the 2nd policy anniversary for either 8 or 10 years
- Provides a death benefit
- 100% capital guaranteed when held till maturity
- Premium Payment Terms available: 5, 10, 15 or 20 years
- Policy Terms available: 10, 15, 20 or 25 years
- Guaranteed acceptance (no medical underwriting is required
- Gives you the flexibility to: withdraw your yearly cash benefit to spend as you like or reinvest to earn interest
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Tokio Marine TM Nest Egg (GIO CashBack) at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Cancer Waiver Rider
(Enhanced) Payer Benefit Rider
(Enhanced) Spouse Rider
Additional Features and Benefits
Yes.
For further information and details, refer to Tokio Marine website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Tokio Marine TM Nest Egg (GIO CashBack) may be suitable if you are looking for
Tokio Marine TM Nest Egg (GIO CashBack) may potentially be a good fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Tokio Marine TM Nest Egg (GIO CashBack) may not be suitable if you are looking for
Tokio Marine TM Nest Egg (GIO CashBack) may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Tokio Marine TM Nest Egg (GIO CashBack)
- How is Tokio Marine or Tokio Marine TM Nest Egg (GIO CashBack) investment returns based on historical performance?
- How does Tokio Marine TM Nest Egg (GIO CashBack) compare with Endowment policy from other insurance companies?
- Can Tokio Marine TM Nest Egg (GIO CashBack) fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Tokio Marine TM Nest Egg (GIO CashBack). Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Nest Egg (GIO CashBack).
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Tokio Marine TM Nest Egg (GIO CashBack) suitable for me?
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