Tokio Marine TM Legacy LifeFlex Review

Tokio Marine TM Legacy LifeFlex product details

Tokio Marine TM Legacy LifeFlex is featured in our 8 Best Whole Life Insurance Plans in Singapore for best in Highest Coverage Multiplier features. *NEW*

• Life policy – Whole Life Policy
• Provides coverage against
  • Death
  • Total and Permanent Disability(TPD) and
  • Terminal Illness (TI)
• Flexibility to boost your coverage based on your needs
• Protection coverage of up to 10x
• Choose your premium payment term: 10, 15, 20 or 25 years
• Income for life starting from age 65
• Ideal for those who want to enjoy high protection cover when they are actively employed and want to receive income for life during their golden years

Tokio Marine TM Legacy Life Flex is a common search alternative for Tokio Marine TM Legacy LifeFlex.

Read About: Whole Life Policy: How does it work?

In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)

Features of Tokio Marine TM Legacy LifeFlex at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

CI Accelerator Rider
EarlyCare Rider
Waiver of Premium Rider
(Enhanced) Payer Benefit Rider
(Enhanced) Spouse Rider

Additional Features and Benefits

Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill up the form below and let us advise accordingly.

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Tokio Marine TM Legacy LifeFlex may be suitable if you are looking for

Tokio Marine TM Legacy LifeFlex may potentially be a good fit if the following matters to you:

• Higher protection for Death and Terminal Illness coverage at an affordable premium.
• Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
• Health and Protection coverage due to a shortfall in your Insurance Portfolio.
• Accumulating cash value in the policy for financial returns in the long-term.
• Paying premiums only for a limited number of years and enjoying coverage for a lifetime.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?

Tokio Marine TM Legacy LifeFlex may not be suitable if you are looking for

Tokio Marine TM Legacy LifeFlex may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Access to cash from your policy on a regular basis.
• Insurance policy with a high surrender value in the early years of the policy.
• Potentially higher financial returns compared to a pure investment product.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)

In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)

Further considerations on Tokio Marine TM Legacy LifeFlex

• How is Tokio Marine or Tokio Marine TM Legacy LifeFlex investment returns based on historical performance?
• How does Tokio Marine TM Legacy LifeFlex compare with Whole Life Policy from other insurance companies?
• Can Tokio Marine TM Legacy LifeFlex fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Tokio Marine TM Legacy LifeFlex. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Legacy LifeFlex.

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Compare before you commit

Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Even worse, to know you can compare whole life insurance plans here,  100% free of charges on the InterestGuru.sg platform.

Is Tokio Marine TM Legacy LifeFlex suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

Tokio Marine TM Legacy LifeFlex may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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