Tokio Marine #goLifePro Review
The complete Pros and Cons on Tokio Marine #goLifePro
Tokio Marine #goLifePro is a whole life plan with an option of coverage up to 10X the sum assured against Death, TPD, and TI with a retrenchment benefit to waive premiums for 12 months.
Tokio Marine #goLifePro product details
- Life policy – Whole Life Policy
- You can choose to step up protection at key milestones
- Insurance Coverage
- Receive 100% of Sum Assured coverage against Death, Total and Permanent Disability, and Terminal Illness
- Option to add-on Basic Booster to enhance coverage up to 10X the Sum Assured up till age 70
- Option to continue Basic Booster up till age 99 against Death and Terminal Illness
- Retrenchment Benefit
- Premiums are waived for 12 months in the event you are retrenched
- Optional Add-ons
- Available riders to cover you against critical illness from all stage
Read About: Whole Life Policy: How does it work?
In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)
Features of Tokio Marine #goLifePro at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
- Early Critical Illness Accelerator Rider
- Critical Illness Accelerator Rider
Additional Features and Benefits
Yes.
For further information and details, refer to Tokio Marine website. Alternatively, fill-up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your savings
Read About: 3 things to consider before taking up a new financial product
Tokio Marine #goLifePro may be suitable if you are looking for
Tokio Marine #goLifePro may potentially be a good fit if the following matters to you:
- Initial high protection for Death, Total and Permanent Disability, and Terminal Illness coverage at an affordable premium.
- High Early Critical Illness, Critical Illness coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Accumulating cash value in the policy for financial returns in the long-term.
- Paying premiums only for a limited number of years and enjoying coverage for a lifetime.
Read About: How much insurance coverage do you really need in Singapore *NEW*
In-depth Review: Term life vs Whole life – Which is better for you?
Tokio Marine #goLifePro may not be suitable if you are looking for
Tokio Marine #goLifePro may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Access to cash from your policy on a regular basis.
- Insurance policy with a high surrender value in the early years of the policy.
- Potentially higher financial returns compared to a pure investment product.
In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)
In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)
Further considerations on Tokio Marine #goLifePro
- How is Tokio Marine or Tokio Marine #goLifePro investment returns based on historical performance?
- How does Tokio Marine #goLifePro compare with Whole Life policies from other insurance companies?
- Can Tokio Marine #goLifePro fulfill my financial insurance, health, and protection needs?
The above information may not fully highlight all the product details and features on Tokio Marine #goLifePro. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine #goLifePro.
Read About: Where do you start with financial planning?
Read About: 8 Commonly made financial mistakes by Singaporeans
Compare before you commit
Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies.
Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Even worse, to know you can compare whole life insurance plans here, 100% free of charges on the InterestGuru.sg platform.
Is Tokio Marine #goLifePro suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.
We compare quotations head to head on all leading insurers in Singapore
Pay for what you need in a whole life plan!
3 easy steps for your customised whole life insurance plan
Step 1: Getting to know you…
Let's start with a brief introduction of your personal profile. Please note that your current age and gender affects the insurance premium payable for your whole life plan.
Name:
Gender:
Birthdate:
Step 2: Understanding your coverage needs…
Please select the amount (sum assured) and type of lifetime coverage that is required for this plan:
You need a death coverage (base coverage) amount of?
Do you required critical illness coverage in the event of a major illness (optional)?
Step 3: Finding the best whole life plans for you!
InterestGuru.sg team of financial planners will compare and provide you with the best whole life insurance plans based on your inputs.
Contact:
Email:
Please check your inbox for an e-mail of your financial planning needs. We will be in contact with you within 24 hours.