Singlife Accident Guard Review

Singlife Accident Guard (previously known as Aviva MyAccidentGuard) is a personal accident insurance plan that covers you up to S$3 million due to accidental death or dismemberment as well as food poisoning, infectious diseases, and more.

Riders are available for Singlife Accident Guard to reimburse accident-related medical expenses, bone fractures/dislocations, and weekly income due to the loss of ability to work.

Singlife Accident Guard product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• Renewable on a yearly basis up till age 99
• 4 Plan Types – choose a plan most suited to your coverage needs
  • Lite (lowest payout)
  • Standard
  • Prime
  • Prestige (highest payout)
• Daily Hospital Cash
  • Receive daily hospital cash for up to 365 days if you are hospitalised due to an accident
• Accidental Death or Dismemberment (ADD) Coverage
  • Be covered 150% of Sum Assured against ADD
  • Be covered 200% of Sum Assured against ADD arising from traveling on public transportation, as a pedestrian, or in a fire at home or a public place
  • Be covered 300% of Sum Assured against ADD arising from traveling on a commercial plane or cruise ship
• Additional Coverage
  • Be covered against loss of organs, insanity, and/or miscarriage arising from accidents
  • Be covered against food poisoning and 21 infectious diseases such as HFMD, Zika, and Dengue
  • Be covered against terrorist attacks and natural disasters
• Additional Coverage Riders
  • Accident Reimbursement Cover
    • Reimbursement of necessary medical expenses incurred within 12 months from the accident
    • Reimbursement of home modification for mobility due to accident
    • Reimbursement for TCM/Osteopathy/Chiropractic treatments (up to $1,000)
    • Reimbursement of overseas medical treatment (up to $16,000)
  • Accidental Fracture Cover II
    • Receive a lump-sum payout in the event of accidental bone fractures or dislocation, or physiotherapy treatment
  • Weekly Income Cover
    • Receive up to $500 per week if you are unable to work due to sickness or accident

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Features of Singlife Accident Guard at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental Death)
Total Permanent Disability: Yes (Accidental Dismemberment)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

• Accidental Reimbursement Cover
• Accidental Fracture Cover II
• Weekly Income Cover

Additional Features and Benefits

Yes.

For further information and details, refer to Singlife website. Alternatively, fill up the form below and let us advise accordingly.

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Is Singlife Accident Guard suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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Before you go...

Singlife Accident Guard may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

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