Prudential PRUtermplus Advantage Review
The complete Pros and Cons on Prudential PRUtermplus Advantage
Prudential PRUtermplus Advantage has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUtermplus advantage product details
- Non-participating policy – Term policy
- In the event of Death, Terminal Illness or Disability, a lump sum payment of the sum assured will be provided to your loved ones
- Upon Accidental Death, rest assured that your loved ones will receive a payout of the sum assured to help them cope with the sudden loss
- In the event of an accident, Accidental Daily Hospital Income covers up to $150 per day for hospitalisation. If you are unable to return to work after hospitalisation, the Post-hospitalisation Recuperation Benefit pays up to $300 for each week that you are certified to be unable to engage in your own occupation, business or activity
- 10% discount on the first year premium when you purchase selected regular premium Prudential policies8for yourself, your spouse or your child, upon major events
- If you have not made a claim in the first 5 years of the basic policy, the sum assured for death, accidental death, accelerated terminal illness and accelerated disability will be doubled from the 6th to 10th year of the policy
Prudential PRU term plus advantage is a common search alternative for Prudential PRUtermplus advantage.
Read About: Term Policy: How does it work?
Read About: 3 things to consider before taking up a new financial product
Features of Prudential PRUtermplus advantage at a glance
Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Crisis Cover Advantage
Additional Features and Benefits
Yes.
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Prudential PRUtermplus advantage may be suitable if you are looking for
Prudential PRUtermplus advantage may potentially be a good fit if the following matters to you:
- High Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfall in insurance portfolio
Prudential PRUtermplus advantage may not be suitable if you are looking for
Prudential PRUtermplus advantage may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on Prudential PRUtermplus advantage
- How is Prudential or Prudential PRUtermplus advantage payout and claims based on past track record?
- How does Prudential PRUtermplus advantage compare with Term policy from other insurance companies?
- Can Prudential PRUtermplus advantage fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUtermplus advantage. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUtermplus advantage.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up
Is Prudential PRUtermplus advantage suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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