Prudential PRUSelect Vantage & PRUSelect Vantage Premier Review
The complete Pros and Cons on Prudential PRUSelect Vantage & PRUSelect Vantage Premier
Prudential PRUSelect Vantage & PRUSelect Vantage Premier product details
- Life Policy – Investment-linked policy
- High and attractive allocations
- PRUSelect Vantage, a regular premium plan, offers 100% allocation rate from day one
- PRUSelect Vantage Premier, a single premium plan, offers 97.5% allocation rate for single premium and top-up (if any)
- A hassle free application without medical underwriting
- Good Selection of funds across different asset classes
- Receive regular market updates
- Enjoy unlimited switching without additional fees
- PRUSelect Vantage provides financial protection with optional premium waiver supplementary benefits that ensure all your future premiums will be waived in the event of critical illness or total and permanent disability
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of Prudential PRUSelect Vantage & PRUSelect Vantage Premier at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Early Stage Crisis Waiver (Medical Underwriting needed)
Crisis Waiver III (Medical Underwriting needed)
Payer Security III (Medical Underwriting needed)
Additional Features and Benefits
Yes.
For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
Prudential PRUSelect Vantage & PRUSelect Vantage Premier may be suitable if you are looking for
Prudential PRUSelect Vantage & PRUSelect Vantage Premier may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
Prudential PRUSelect Vantage & PRUSelect Vantage Premier may not be suitable if you are looking for
Prudential PRUSelect Vantage & PRUSelect Vantage Premier may potentially be a bad fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Prudential PRUSelect Vantage & PRUSelect Vantage Premier
- How are the investment returns of Prudential or Prudential PRUSelect Vantage & PRUSelect Vantage Premier based on historical performance?
- How good is Prudential PRUSelect Vantage & PRUSelect Vantage Premier compared to Investment Linked Policy from other insurance companies?
- Can Prudential PRUSelect Vantage & PRUSelect Vantage Premier fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUSelect Vantage & PRUSelect Vantage Premier. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUSelect Vantage & PRUSelect Vantage Premier.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUSelect Vantage & PRUSelect Vantage Premier suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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