Prudential PRUselect Review
The complete Pros and Cons on Prudential PRUselect
Prudential PRUselect has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUselect product details
- Life Policy – Investment-linked policy
- Minimum annual premium of $4200
- Hassle free application with no medical underwriting
- Invest 100% of your premiums from day one
- Wide range of funds across different asset classes
- Choice of 4 model portfolios to suit different risk appetites
- Receive yearly portfolio reports
- Enjoy unlimited switching without additional fees
Prudential PRU select is a common search alternative for Prudential PRUselect.
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of Prudential PRUselect at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns on your investments
Prudential PRUselect may be suitable if you are looking for
Prudential PRUselect may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
Prudential PRUselect may not be suitable if you are looking for
Prudential PRUselect may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Prudential PRUselect
- How are the investment returns of Prudential or Prudential PRUselect based on historical performance?
- How good is Prudential PRUselect compared to Investment Linked Policy from other insurance companies?
- Can Prudential PRUselect fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUselect. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUselect.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUselect suitable for me?
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