Prudential PRUsave Privilege Accelerator Review
The complete Pros and Cons on Prudential PRUsave Privilege Accelerator
Prudential PRUsave privilege accelerator product details
- Life policy – Endowment and Saving policy
- Death benefit is the lower of:
- 105% of the total premiums paid at the time of death; or
- the Face Value
plus all bonuses that we have added to your policy. In the event that the total premiums paid to PRUsave privilege at the time of death are higher than the total amount calculated above, we will pay the total premiums paid to PRUsave privilege, inclusive of any yearly Premium Credit provided by Premium Accelerator. Death benefit for Premium Accelerator is 105% of the total premiums paid to Premium Accelerator
- Enjoy potential returns with just a 3-year premium payment
- Receive a one-time cash reward on the fourth Policy Anniversary (1.25% of the total premiums paid into Premium Accelerator)
- Simple and hassle-free application. No medical check-ups or answering questions about your health are required
Prudential PRU save privilege accelerator is a common search alternative for Prudential PRUsave privilege accelerator.
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Prudential PRUsave privilege accelerator at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, fill-up the form below and let us advise accordingly.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Prudential PRUsave privilege accelerator may be suitable if you are looking for
Prudential PRUsave privilege accelerator may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Prudential PRUsave privilege accelerator may not be suitable if you are looking for
Prudential PRUsave privilege accelerator may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Prudential PRUsave privilege accelerator
- How is Prudential or Prudential PRUsave privilege accelerator investment returns based on historical performance?
- How does Prudential PRUsave privilege accelerator compare with Endowment policy from other insurance companies?
- Can Prudential PRUsave privilege accelerator fulfill my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUsave privilege accelerator. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUsave privilege accelerator.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUsave privilege accelerator suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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