Prudential PRUsave Limited Pay Review
The complete Pros and Cons on Prudential PRUsave Limited Pay
Prudential PRUsave Limited Pay has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUsave limited pay product details
- Life policy – Endowment and Saving policy
- Receive 100% of the sum assured plus any accumulated bonuses in a lump sum should Death, Terminal Illness, or Total and Permanent Disability strike you.
- Should your needs change as you get married, become a parent, or adopt a child, you can buy another endowment or term plan without undergoing another medical examination
- As an insurance savings plan for your child’s education funds, PRUsave limited pay allows your child to buy a new policy at the policy maturity, if he is below 25 years of age, without the need for any medical examination
Prudential PRU save limited pay is a common search alternative for Prudential PRUsave limited pay.
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Prudential PRUsave limited pay at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Max Protection Multiplier
Early Payer Security
Early Stage Crisis Waiver
Crisis Waiver III
Payer Security III / Payer Security Plus
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Prudential PRUsave limited pay may be suitable if you are looking for
Prudential PRUsave limited pay may potentially be a good fit if the following matters to you:
- Insurance coverage for Death or Terminal Illness
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Prudential PRUsave limited pay may not be suitable if you are looking for
Prudential PRUsave limited pay may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Prudential PRUsave limited pay
- How is Prudential or Prudential PRUsave limited pay investment returns based on historical performance?
- How does Prudential PRUsave limited pay compare with Endowment policy from other insurance companies?
- Can Prudential PRUsave limited pay fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUsave limited pay. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUsave limited pay.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUsave limited pay suitable for me?
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