Prudential PRUlink Supersaver Account Review
The complete Pros and Cons on Prudential PRUlink Supersaver Account
Prudential PRUlink Supersaver Account has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUlink supersaver account product details
- Life Policy – Investment-linked policy
- Ability to build up your savings step by step while enjoying life insurance coverage
- Enjoys large sum incentive when you do a top-up of $25,000 or more
- Nett sales charge of 3%
- No policy fee and no administration charges
- Hassle free sign up with no health underwriting and health declaration at time of application
- Enjoys life protection benefit of 110% of the invested capital or the value of your funds at bid price, whichever is higher
- Flexible options to increase or decrease your premium, do top-ups and withdrawals
- Unlimited free fund switching to match your changing investment objectives and risk profile
Prudential PRU link supersaver account is a common search alternative for Prudential PRU link supersaver account.
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of Prudential PRUlink supersaver account at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns on your investments
Prudential PRUlink supersaver account may be suitable if you are looking for
Prudential PRUlink supersaver account may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- A one-time premium commitment with no further cash commitment
- Usage of CPF funds in an investment vehicle
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
Prudential PRUlink supersaver account may not be suitable if you are looking for
Prudential PRUlink supersaver account may potentially be a bad fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Prudential PRUlink supersaver account
- How are the investment returns of Prudential or Prudential PRUlink supersaver account based on historical performance?
- How good is Prudential PRUlink supersaver account compared to Investment Linked Policy from other insurance companies?
- Can Prudential PRUlink supersaver account fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUlink supersaver account. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUlink supersaver account.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUlink supersaver account suitable for me?
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