Prudential PRUlink Heritage Account Review
The complete Pros and Cons on Prudential PRUlink Heritage Account
Prudential PRUlink Heritage Account has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUlink heritage account product details
- Life Policy – Investment-linked policy
- Enjoy whole-life protection as well as coverage for Terminal Illness and Total and Permanent Disability Benefit up to age 65
- Level monthly assurance charges that stop after 25 years
- Enjoy unit allocation as high as 107% in the 10th year of your policy
- Build your wealth even faster by adding a Top-Up Premium (Lump Sum) for potentially high returns
- Option to increase/ reduce premiums and make partial withdrawals
- Unlimited free fund switching to match your changing investment objectives and risk profile
- Choice of PRUlink funds to customize a well-diversified portfolio that is professionally managed by Eastspring Investments (Singapore) Limited (formerly known as Prudential Asset Management (Singapore) Limited)
Prudential PRU link heritage account is a common search alternative for Prudential PRUlink heritage account.
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of Prudential PRUlink heritage account at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Crisis Cover Provider III
Payer Security III
Payer Security Plus
Additional Features and Benefits
Yes.
Related: Insurance Portfolio
Read About: Effects of compounding returns on your investments
Prudential PRUlink heritage account may be suitable if you are looking for
Prudential PRUlink heritage account may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
Prudential PRUlink heritage account may not be suitable if you are looking for
Prudential PRUlink heritage account may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Prudential PRUlink heritage account
- How are the investment returns of Prudential or Prudential PRUlink heritage account based on historical performance?
- How good is Prudential PRUlink heritage account compared to Investment Linked Policy from other insurance companies?
- Can Prudential PRUlink heritage account fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUlink heritage account. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUlink heritage account.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Prudential PRUlink heritage account suitable for me?
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