Prudential PRUlink Enhanced Protector Review

The complete Pros and Cons on Prudential PRUlink Enhanced Protector

Prudential PRUlink Enhanced Protector has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUlink enhanced protector product details

Prudential PRUlink enhanced protector Rating on InterestGuru.sg: [usr=3.15]
Prudential PRUlink enhanced protector Popularity on InterestGuru.sg: [usr=3.27]

Read About: 3 Best Investment Linked Policies in Singapore for Coverage and Wealth Accumulation (2023 Edition)

  • Life Policy – Investment-linked policy
  • Unique Enhanced Protector Benefit that pays 150% coverage for death, Total and Permanent Disability or Terminal Illness without additional premium
  • Flexibility to adjust your plan to fit your changing protection and wealth accumulation needs
  • Option to reduce your coverage in favor of wealth accumulation in your later years
  • Option to include critical illness coverage for comprehensive protection
  • Guaranteed coverage for the first 10 years to ensure your protection remains intact in a volatile market
  • Choice of a wide range of PRUlink funds to invest your premium

Prudential PRU link enhanced protector is a common search alternative for Prudential PRUlink enhanced protector.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of Prudential PRUlink enhanced protector at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Crisis Cover Provider III
Early Crisis Cover Provider

Additional Features and Benefits

Yes.

Read AboutEffects of compounding returns on your investments

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Prudential PRUlink enhanced protector may be suitable if you are looking for

Prudential PRUlink enhanced protector may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

Prudential PRUlink enhanced protector may not be suitable if you are looking for

Prudential PRUlink enhanced protector may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Read About3 things to consider before taking up a new financial product

Further considerations on Prudential PRUlink enhanced protector

  • How are the investment returns of Prudential or Prudential PRUlink enhanced protector based on historical performance?
  • How good is Prudential PRUlink enhanced protector compared to Investment Linked Policy from other insurance companies?
  • Can Prudential PRUlink enhanced protector fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUlink enhanced protector. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUlink enhanced protector.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutHow can I accumulate a million dollar (Realistically)

Read About: 3 Best Investment Linked Policies in Singapore for Coverage and Wealth Accumulation (2023 Edition)

Is Prudential PRUlink enhanced protector suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

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    Would you expect to do partial withdrawal in the short term for this sum of money?

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    Before you go...
    Prudential PRUlink Enhanced Protector may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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