Prudential PRUlife Multiplier Flex Review

Prudential PRUlife Multiplier Flex product details

• Life policy – Whole Life Policy
• Offers coverage against death, Total and Permanent Disability, Terminal Illness and Critical Illness
• Enjoy greater flexibility in your protection:
  • Choice to multiply your coverage by 3 or 4 times, depending on your needs
  • Choice to have multiplied coverage up to age 65 or 70
  • A range of premium payment terms of 10, 15, 20 or 25 years

Prudential PRU life Multiplier Flex is a common search alternative for Prudential PRU life Multiplier Flex.

Read About: Whole Life Policy: How does it work?

In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)

Features of Prudential PRUlife Multiplier Flex at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Early Crisis Multiplier Flex

Additional Features and Benefits

Yes.

For further information and details, fill up the form below and let us advise accordingly.

Read About: Effects of compounding returns on your savings

Read About: 3 things to consider before taking up a new financial product

Prudential PRUlife Multiplier Flex may be suitable if you are looking for

Prudential PRUlife Multiplier Flex may potentially be a good fit if the following matters to you:

• Higher protection for Death and Terminal Illness coverage at an affordable premium.
• Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
• Health and Protection coverage due to a shortfall in your Insurance Portfolio.
• Accumulating cash value in the policy for financial returns in the long-term.
• Paying premiums only for a limited number of years and enjoying coverage for a lifetime.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?

Prudential PRUlife Multiplier Flex may not be suitable if you are looking for

Prudential PRUlife Multiplier Flex may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Access to cash from your policy on a regular basis.
• Insurance policy with a high surrender value in the early years of the policy.
• Potentially higher financial returns compared to a pure investment product.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)

In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)

Further considerations on Prudential PRUlife Multiplier Flex

• How is Prudential or Prudential PRUlife Multiplier Flex investment returns based on historical performance?
• How does Prudential PRUlife Multiplier Flex compare with Whole Life Policy from other insurance companies?
• Can Prudential PRUlife Multiplier Flex fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUlife Multiplier Flex. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUlife Multiplier Flex.

Read About: Where do you start with financial planning?

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Compare before you commit

Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Even worse, to know you can compare whole life insurance plans here,  100% free of charges on the InterestGuru.sg platform.

Is Prudential PRUlife Multiplier Flex suitable for me?

Contact InterestGuru using the form below and a licensed financial adviser will advise you accordingly, based on your financial profile and protection needs.

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We compare quotations head to head on all leading insurers in Singapore

Before you go...

Prudential PRUlife Multiplier Flex may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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