Prudential PRUinvestor guaranteed plus Review
The complete Pros and Cons on Prudential PRUinvestor guaranteed plus
Prudential PRUinvestor guaranteed plus has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUinvestor guaranteed plus product details
Read About: 3 best Savings plans and endowment policies in Singapore (updated 2023)
- Life policy – Endowment and Saving policy
- Available in SGD and USD
- Single Premium
- 5 years policy term
- Death Benefit is 105% of the single premium
- Maturity Benefit consists of 100% of the Single Premium paid plus compounded growth of 2.0% p.a. (SGD) or 2.5% p.a. (USD) of your Single Premium
- Get insurance coverage without medical check
- Capital guaranteed when held to maturity
- Minimum Single Premium: S$10,000 / US$10,000
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Prudential PRUinvestor guaranteed plus at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: No
Health and Insurance Coverage
- Death: Yes
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Prudential PRUinvestor guaranteed plus may be suitable if you are looking for
Prudential PRUinvestor guaranteed plus may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To save over a period of time
- To potentially generate higher financial returns compared to bank accounts
- A one-time premium commitment with no further cash commitment
Prudential PRUinvestor guaranteed plus may not be suitable if you are looking for
Prudential PRUinvestor guaranteed plus may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Prudential PRUinvestor guaranteed plus
- How is Prudential or Prudential PRUinvestor guaranteed plus investment returns based on historical performance?
- How does Prudential PRUinvestor guaranteed plus compare with Endowment policy from other insurance companies?
- Can Prudential PRUinvestor guaranteed plus fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUinvestor guaranteed plus. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUinvestor guaranteed plus.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: 3 best Savings plans and endowment policies in Singapore (updated 2023)
Is Prudential PRUinvestor guaranteed plus suitable for me?
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