Prudential PRUgolden Retirement Review
The complete Pros and Cons on Prudential PRUgolden Retirement
Prudential PRUgolden retirement product details
Prudential PRUgolden retirement Rating on InterestGuru.sg: [usr=3]
Prudential PRUgolden retirement Popularity on InterestGuru.sg: [usr=3.25]
- Life policy – Annuity
- Enjoy a stable monthly income for 10, 15 or 20 years to supplement your retirement needs
- Additional monthly payouts and waiver of your future premiums if you are disabled due to an accident
- Option to transfer your plan easily to your spouse if you pass on before the policy expires
- Guaranteed policy acceptance without the need for a medical check-up
- Choice of flexible premium payment terms
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Features of Prudential PRUgolden retirement at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, fill up the form below and let us advise accordingly.
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Prudential PRUgolden retirement may be suitable if you are looking for
Prudential PRUgolden retirement may potentially be a good fit if the following matters to you:
- Regular cash payout
- Saving regularly over a period of time
- Insurance options without medical underwriting
- Do not need access to the funds until retirement
- To potentially generate higher financial returns compared to bank accounts
Prudential PRUgolden retirement may not be suitable if you are looking for
Prudential PRUgolden retirement may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lump sum payout upon maturity
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Prudential PRUgolden retirement
- How is Prudential or Prudential PRUgolden retirement investment returns based on historical performance?
- How does Prudential PRUgolden retirement compare with Endowment policy from other insurance companies?
- Can Prudential PRUgolden retirement fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUgolden retirement. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUgolden retirement.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of retirement plans and annuity policies?
Your retirement plans are meant to supplement your lifestyle and expenses in your golden years. Ensure your retirement plans matches the financial goal and objective you wish to achieve when you decided to talk a step back in life.
It is too late to regret once you have made your financial commitment. Specific products features, benefits and payout will differ more than you think across insurance companies.
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Is Prudential PRUgolden retirement suitable for me?
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