Prudential PRUcash Secure Review

The complete Pros and Cons on Prudential PRUcash Secure

Prudential PRUcash Secure has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUcash secure product details

Prudential PRUcash secure Rating on InterestGuru.sg: [usr=2.75]
Prudential PRUcash secure Popularity on InterestGuru.sg: [usr=2.55]

Read About3 best Savings plans and endowment policies in Singapore (updated 2023)

  • Life policy – Endowment and Saving policy
  • Guarantees 100% of your total premiums paid upon maturity
  • Offers coverage against death for 15 years with a premium payment term of only 5 years
  • Choose to receive yearly cash payouts to supplement your lifestyle needs from the 5th Policy Anniversary
  • Earn potential returns of up to 3% each year when you accumulate your yearly cash payouts
  • Application is easy with guaranteed issuance and no medical underwriting is needed

Prudential PRU cash secure is a common search alternative for Prudential PRUcash secure.

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of PRUcash secure at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

Prudential PRUcash secure may be suitable if you are looking for

Prudential PRUcash secure may potentially be a good fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUcash secure may not be suitable if you are looking for

Prudential PRUcash secure may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollar (Realistically)

Further considerations on Prudential PRUcash secure

  • How is Prudential or Prudential PRUcash secure investment returns based on historical performance?
  • How does Prudential PRUcash secure compare with Endowment policy from other insurance companies?
  • Can Prudential PRUcash secure fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUcash secure. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUcash secure.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutWhere do I start with financial planning

Read About3 best Savings plans and endowment policies in Singapore (updated 2023)

Is Prudential PRUcash secure suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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Before you go...
Prudential PRUcash Secure may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

 

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