Prudential PRUcash Secure Review
The complete Pros and Cons on Prudential PRUcash Secure
Prudential PRUcash Secure has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUcash secure product details
Prudential PRUcash secure Rating on InterestGuru.sg: [usr=2.75]
Prudential PRUcash secure Popularity on InterestGuru.sg: [usr=2.55]
Read About: 3 best Savings plans and endowment policies in Singapore (updated 2023)
- Life policy – Endowment and Saving policy
- Guarantees 100% of your total premiums paid upon maturity
- Offers coverage against death for 15 years with a premium payment term of only 5 years
- Choose to receive yearly cash payouts to supplement your lifestyle needs from the 5th Policy Anniversary
- Earn potential returns of up to 3% each year when you accumulate your yearly cash payouts
- Application is easy with guaranteed issuance and no medical underwriting is needed
Prudential PRU cash secure is a common search alternative for Prudential PRUcash secure.
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of PRUcash secure at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Prudential PRUcash secure may be suitable if you are looking for
Prudential PRUcash secure may potentially be a good fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Prudential PRUcash secure may not be suitable if you are looking for
Prudential PRUcash secure may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Read About: How can I accumulate a million dollar (Realistically)
Further considerations on Prudential PRUcash secure
- How is Prudential or Prudential PRUcash secure investment returns based on historical performance?
- How does Prudential PRUcash secure compare with Endowment policy from other insurance companies?
- Can Prudential PRUcash secure fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUcash secure. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUcash secure.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: Where do I start with financial planning
Read About: 3 best Savings plans and endowment policies in Singapore (updated 2023)
Is Prudential PRUcash secure suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.
We compare quotations head to head on all leading insurers in Singapore
Contact Form