Prudential DIRECT – PRUprotect Term Review
The complete Pros and Cons on Prudential DIRECT – PRUprotect Term
Prudential DIRECT – PRUprotect Term has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential DIRECT – PRUprotect term product details
- Non-participating policy – Term policy
- DIRECT – PRUprotect term: a regular premium term plan that is available for a term of 20 years or until the age of 65
- Provide financial protection against Death, Terminal Illness, and Total and Permanent Disability
- Offers a payout in the event of Death, Terminal Illness, Total and Permanent Disability or Critical Illness
Prudential DIRECT – PRU protect term is a common search alternative for Prudential DIRECT – PRUprotect term.
Read About: Term Policy: How does it work?
Read About: 3 things to consider before taking up a new financial product
Features of Prudential DIRECT – PRUprotect term at a glance
Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
DIRECT – Crisis Cover
Additional Features and Benefits
Yes.
Read Also: No budget for financial planning?
Prudential DIRECT – PRUprotect term may be suitable if you are looking for
Prudential DIRECT – PRUprotect term may potentially be a good fit if the following matters to you:
- High Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfall in insurance portfolio
Prudential DIRECT – PRUprotect term may not be suitable if you are looking for
Prudential DIRECT – PRUprotect term may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on Prudential DIRECT – PRUprotect term
- How is Prudential or Prudential DIRECT – PRUprotect term payout and claims based on past track record?
- How does Prudential DIRECT – PRUprotect term compare with Term policy from other insurance companies?
- Can Prudential DIRECT – PRUprotect term fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential DIRECT – PRUprotect term. Talk to us or seek advice from a financial adviser before making any decision about Prudential DIRECT – PRUprotect term.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up
Is Prudential DIRECT – PRUprotect term suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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