NTUC Income Sliver Protect Review

NTUC Income Silver Protect is an early critical illness plan especially made for those age 50 and above. Not only is a medical check-up not required to sign up for the policy, but renewal is also guaranteed every 10 years.

NTUC Income Sliver Protect product details

NTUC Income Sliver Protect is featured for senior protection (above age 50) in our 5 Best Early Critical Illness Plans in Singapore (2023 Edition)

• Non-participating policy – Stand Alone Policy (Health Insurance)
• Insurance coverage for seniors that protects against early and advanced stage cancers
• Renewal is guaranteed every 10 years. The policy can be renewed up till age 84 (last birthday)
• No medical check-up is required to sign up for Silver Protect
• May provide cover even if you have existing non-cancer related medical conditions
• All future premium payments will be waived upon diagnosis of an advanced stage cancer
• Covers:
  • Early stage cancers : Pays 25% of the sum assured upon diagnosis of an early stage cancer. The sum assured of your policy will not be reduced by the early stage cancer benefit paid
  • Advanced stage cancers :  Pays 100% of the sum assured upon diagnosis of an advanced stage cancer. If there was no claim made for an early stage cancer, we pay an additional 25% of the sum assured
  • Accidental death before age 70 : PayS 100% of the sum assured in the event of accidental death. If the accidental death was due to a restricted activity, we pay 30% of the sum assured instead
  • Non-accidental death : payS $5,000 in the event of death, not due to an accident. If it happens within one year from the cover start date of your policy, we refund 100% of the total premiums paid instead
  • Accidental fractures : Pays up to 20% of the sum assured in the event of an accidental fracture. The amount of benefit payable is dependent on the site of the fracture
  • Hospice care in the event of terminal cancer : Pays up to 15% of the sum assured for hospice and palliative care in the event of terminal cancer

Read About: 3 things to consider before taking up a new financial product

Features of NTUC Income Sliver Protect at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

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Is NTUC Income Sliver Protect suitable for me?

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