NTUC Income IncomeShield Standard Plan Review
The complete Pros and Cons on NTUC Income IncomeShield Standard Plan
NTUC Income IncomeShield Standard Plan product details
- Non-participating policy – Integrated Shield Plan
- Protection for Ward class B1 and can be paid with your Medisave
- An Integrated Shield Plan which consists of two parts – the MediShield Life portion and an additional private insurance coverage portion
- Reimburse you the eligible medical-related services expenses incurred including surgical procedures, surgical implants and intensive care unit expenses
- Reimburse you the medical expenses incurred for chemotherapy and radiotherapy for cancer, renal dialysis and drugs approved under MediShield Life for chronic renal failure or organ transplant
- With a Letter of Guarantee, hospital admission is made easier as you do not need to pay for hospital deposits
Read About: Integrated Shield Plan: How does it work?
Read About: Integrated Shield Plan: 4 things you should be aware of
Features of NTUC Income IncomeShield Standard Plan at a glance
Based on hospitalisation stay in a Public hospital B1 ward
Inpatient hospital treatment
- Daily Room, Board and Medical related services: S$1,700/day
- Intensive Care Unit (ICU): $2,900/day
Outpatient hospital treatment
- Chemotherapy for cancer: S$5,200/month
- Renal dialysis: S$2,750/month
Unique Benefits
- N.A.
Note: NTUC Income IncomeShield Standard Plan does not cover Co-insurance (Up to S$2,00) and Deductible (10% of the claimable amount).
For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.
Read About: No budget for financial planning?
NTUC Income IncomeShield Standard Plan may be suitable if you are looking for
NTUC Income IncomeShield Standard Plan may potentially be a good fit if the following matters to you:
- Hospitalisation and medical insurance coverage
- Integrated Shield Plan or Integrated Shield Plan riders
- Reducing hospitalisation and medical expenses
- Paying premium using MediSave Funds
- Daily hospitalisation income with an Integrated Shield Plan rider
NTUC Income IncomeShield Standard Plan may not be suitable if you are looking for
NTUC Income IncomeShield Standard Plan may potentially be a bad fit if the following matters to you:
- Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
Further considerations on NTUC Income IncomeShield Standard Plan
- How much will NTUC Income or NTUC Income IncomeShield Standard Plan premium increase as I age?
- How does NTUC Income IncomeShield Standard Plan compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
- Can NTUC Income IncomeShield Standard Plan fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on NTUC Income IncomeShield Standard Plan. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income IncomeShield Standard Plan.
Is NTUC Income IncomeShield Standard Plan suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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