NTUC Income Gro Sure Saver
The complete Pros and Cons on NTUC Income Gro Sure Saver
NTUC Income Gro Sure Saver lets you enjoy protection while you save with guaranteed yearly cash benefits from the end of the 2nd policy year.
NTUC Income Gro Sure Saver product details
- Life policy – Endowment and Saving policy
- Max Entry Age
- The last age to purchase this policy is 54 years old
- Flexible Premium Terms
- Choose a premium term of 15 to 25 years for a policy term of that long
- Guaranteed Yearly Cash
- Receive guaranteed yearly payouts from the end of the 2nd year onwards
- Spend these payouts as you wish or reinvest them at the prevailing rates for higher returns
- Insurance Coverage
- Be covered the sum assured, any accumulated payouts, guaranteed returns, and non-guaranteed bonuses against Death, Total and Permanent Disability and Terminal Illness
- Optional Riders
- Hospital CashAid
- Essential Protect
- Payor Premium Waiver
- Enhanced Payor Premium Waiver
- Dread Disease Premium Waiver
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of NTUC Income Gro Sure Saver at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Hospital CashAid
Essential Protect
Payor Premium Waiver
Enhanced Payor Premium Waiver
Dread Disease Premium Waiver
Additional Features and Benefits
Yes.
For further information and details, refer to NTUC Income website. Alternatively, fill-up the form below and let us advise accordingly.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
NTUC Income Gro Sure Saver may be suitable if you are looking for
NTUC Income Gro Sure Saver may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Medium to long term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
- Regular cash payouts from the end of the 2nd year onwards
- Liquidity or flexibility of withdrawal in your Insurance policy (yearly cash payouts)
- Savings plan with insurance coverage against Death, Total and Permanent Disability and Terminal Illness
NTUC Income Gro Sure Saver may not be suitable if you are looking for
NTUC Income Gro Sure Saver may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- High insurance coverage for Death, Total and Permanent Disability or Terminal Illness
- Insurance coverage for Early Critical Illness or Critical Illness
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on NTUC Income Gro Sure Saver
- How are NTUC Income or NTUC Income Gro Sure Saver investment returns based on historical performance?
- How does NTUC Income Gro Sure Saver compare with Endowment policies from other insurance companies?
- Can NTUC Income Gro Sure Saver fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features on NTUC Income Gro Sure Saver. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income Gro Sure Saver.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is NTUC Income Gro Sure Saver suitable for me?
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