HSBC Life SmartCare Optimum Enhanced Review

HSBC Life SmartCare Optimum Enhanced offers you a wide range of benefits to cover your everyday healthcare needs. Select from 4 plans based on your needs, and add a dental rider to further boost your protection.

HSBC Life SmartCare Optimum Enhanced product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• High annual limits, minimal sub-limits
  • Enjoy minimal sub-limits so you’ll be reimbursed in full for eligible expenses up to an annual limit of up to SGD1 million.
• Extensive General Practitioner and Specialist cover
  • Get covered for consultations, treatment at an A&E (accident and emergency) department, diagnostics and tests for selected plans.
• Covered for major organ transplants
  • Be covered for charges from major surgical organ transplants including the kidneys, heart, liver, lung or bone marrow.
• Choose from 4 levels of protection
  • Bronze (Lowest coverage plan)
  • Sliver
  • Gold
  • Platinum (Highest coverage plan)

Read About: 3 things to consider before taking up a new financial product

Features of HSBC Life SmartCare Optimum Enhanced at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Dental rider

Additional Features and Benefits

Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is HSBC Life SmartCare Optimum Enhanced suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

HSBC Life SmartCare Optimum Enhanced may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

I want to know more!