Etiqa Invest plus SP Review
The complete Pros and Cons on Etiqa Invest plus SP
Invest a single premium with Etiqa Invest plus SP with power-up bonuses. Flexibility to change the Life Insured. Coverage for Death and Total and Permanent Disability. Easy application with no medical checks required.
Etiqa Invest plus SP product details
- Life Policy – Investment-linked policy
- Single Premium Investment-linked Policy
- Pay a single premium for a policy term up till age 100
- Power-up Bonus
- Receive power-up bonus of up to 1.20% of the average initial account value and average additional account value of each top-up (if applicable) for the preceding 3 years before each payout date
- Option to Change Life Insured
- You can change the Life Insured from the third policy year onwards
- Death and Total and Permanent Disability Coverage
- Be covered against Death at the higher of 101% of all premiums paid or the account value
- Ease of Application
- No medical checks are required to take up Etiqa Invest plus SP
Read about: Investment-Linked Policy: Is it the best option?
Read about: 3 best Investment Linked Policies in Singapore (Updated)
Features of Etiqa Invest plus SP at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: Yes
Health and Insurance Coverage
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
Yes
Additional Features and Benefits
Yes
For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.
Read about: Effects of compounding returns on your investments
Read about: 5 ways to beat inflation in Singapore
Etiqa Invest plus SP may be suitable if you are looking for
Etiqa Invest plus SP may potentially be a good fit if the following matters to you:
- To participate in the long-term financial returns of investing
- A full-forced investment-linked policy with no insurance coverage
- Able to take investment risks and comfortable with financial market volatility
- Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
- Paying a single premium with no further financial commitment
- Insurance options without medical underwriting
Read about: An introduction to Investment Linked Policy
NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.
Etiqa Invest plus SP may not suitable if you are looking for
Etiqa Invest plus SP may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High Death and Terminal Illness coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Guaranteed financial returns in the long run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Etiqa Invest plus SP
- How is Etiqa or Etiqa Invest plus SP investment returns based on historical performance?
- How does Etiqa Invest plus SP compare with Endowment policies from other insurance companies?
- Can Etiqa Invest plus SP fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features of Etiqa Invest plus SP. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest plus SP.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of Investment Linked Policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.
Alternatively, you just need to provide us with a couple of details below.
Is Etiqa Invest plus SP suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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