Etiqa Invest flex wealth Review
The complete Pros and Cons on Etiqa Invest flex wealth
Start your investment journey from as low as $200/mth with a variety of sub-funds to diversify with according to your needs. Receive multiple bonuses as you stay invested.
Etiqa Invest flex wealth product details
- Life Policy – Investment-linked policy
- Premium Payment & Policy Term
- You can choose to pay premiums for 10, 15 or 20 years for a policy term of up to age 100
- Low Barrier to Entry – investing doesn’t require a fortune
- Start investing from as low as $200 per month
- Multiple Bonuses
- Start-up Bonus
- Receive a one-time up to 80% of regular premiums paid on the first policy year
- Special Bonus – only for 10-year premium payment term
- Receive special bonuses of 5% of regular premiums paid from the 6th policy year onwards until the end of the premium payment term
- Loyalty Bonus
- Receive loyalty bonuses of 0.2% p.a. of the account value starting from the year after the end of the premium payment term
- Start-up Bonus
- Flexibility in an Investment-linked Policy
- From the 4th policy year, you will have the option of making 2 partial withdrawals free of charge throughout the premium payment term
- From the 6th policy year, enjoy low partial withdrawal charges
- You can switch funds at any time with no additional charges
- You have the option of changing
- Death and Total and Permanent Disability Coverage
- Be covered against Death Or TPD at the higher of 105% of net premiums paid or the account value
- Ease of Application
- No health checks are required to take up Etiqa Invest flex wealth
Read about: Investment-Linked Policy: Is it the best option?
Read about: 3 best Investment Linked Policies in Singapore (Updated)
Features of Etiqa Invest flex wealth at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: Yes
Health and Insurance Coverage
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
Yes
Additional Features and Benefits
Yes
For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.
Read about: Effects of compounding returns on your investments
Read about: 5 ways to beat inflation in Singapore
Etiqa Invest flex wealth may be suitable if you are looking for
Etiqa Invest flex wealth may potentially be a good fit if the following matters to you:
- To participate in the long-term financial returns of investing
- A full-forced investment-linked policy with no insurance coverage
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
- Insurance options without medical underwriting
Read about: An introduction to Investment Linked Policy
NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.
Etiqa Invest flex wealth may not suitable if you are looking for
Etiqa Invest flex wealth may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High Death and Terminal Illness coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Guaranteed financial returns in the long run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Etiqa Invest flex wealth
- How is Etiqa or Etiqa Invest flex wealth investment returns based on historical performance?
- How does Etiqa Invest flex wealth compare with Endowment policies from other insurance companies?
- Can Etiqa Invest flex wealth fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features of Etiqa Invest flex wealth. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest flex wealth.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of Investment Linked Policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.
Alternatively, you just need to provide us with a couple of details below.
Is Etiqa Invest flex wealth suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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