Etiqa Invest Builder Review
The complete Pros and Cons on Etiqa Invest builder
Etiqa Invest builder is a regular premium investment-linked insurance plan that is designed to meet your wealth accumulation needs.
Etiqa Invest Builder product details
- Life Policy – Investment-linked policy
- Pay premiums for 3, 5, 10-20 years.
- Enjoy start-up bonus of up to 64% of premium in your first 2 years of investment.
- Additional bonus of 0.1% p.a. of account value from policy year 6 to 10.
- Loyalty bonus of 2.0% p.a. of account value from policy year 11 onwards.
- Flexibility to make partial withdrawals at no charge or take a break from paying premiums upon a covered life contingency event.
- Be covered against death at the higher of 105% of net premiums or account value less any outstanding amounts.
- Continue your policy without paying premiums, upon the life insured’s diagnosis of any of the 37 severe-stage critical illnesses.
- No medical checks needed.
Read about: Investment-Linked Policy: Is it the best option?
Read about: 3 best Investment Linked Policies in Singapore (Updated)
Features of Etiqa Invest builder at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: Yes
Health and Insurance Coverage
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
N.A.
Additional Features and Benefits
Yes.
For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.
Read about: Effects of compounding returns on your investments
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Etiqa Invest builder may be suitable if you are looking for
Etiqa Invest builder may potentially be a good fit if the following matters to you:
- To participate in the long-term financial returns of investing
- A full-forced investment-linked policy with no insurance coverage
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
- Insurance options without medical underwriting
Read about: An introduction to Investment Linked Policy
NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.
Etiqa Invest builder may not suitable if you are looking for
Etiqa Invest builder may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High Death and Terminal Illness coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Etiqa Invest builder
- How is Etiqa or Etiqa Invest builder investment returns based on historical performance?
- How does Etiqa Invest builder compare with Endowment policy from other insurance companies?
- Can Etiqa Invest builder fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features of Etiqa Invest builder. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest builder.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of Investment Linked Policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.
Alternatively, you just need to provide us with a couple of details below.
Is Etiqa Invest builder suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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