Etiqa ESAVE Flexi (5pay10) Presto Review
The complete Pros and Cons on Etiqa ESAVE Flexi (5pay10) Presto
Etiqa ESAVE Flexi (5pay10) Presto has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Etiqa eSAVE flexi (5pay10) presto product details
- Life policy – Endowment and Saving policy
- 10-year savings plan that provides you with a guaranteed yearly cash benefit from the end of year 2
- Receive a guaranteed yearly cash benefit starting from the end of year 2. You may also choose to reinvest the cash benefits with us at a non-guaranteed interest of 3% per annum
- Your capital is fully guaranteed when you hold your policy to maturity
- A lump sum benefit consisting of a guaranteed and a non-guaranteed amount will be payable upon maturity
- This plan can potentially provide returns of up to 2.85%* per annum upon maturity
- No health checks required. Etiqa guarantee policy issuance
- Offers death protection throughout the policy term even as you receive your guaranteed yearly cash benefit
Etiqa e SAVE flexi 5 pay 10 presto is a common search alternative for Etiqa eSAVE flexi (5pay10) presto.
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Etiqa eSAVE flexi (5pay10) presto at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Etiqa eSAVE flexi (5pay10) presto may be suitable if you are looking for
Etiqa eSAVE flexi (5pay10) presto may potentially be a good fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Etiqa eSAVE flexi (5pay10) presto may not be suitable if you are looking for
Etiqa eSAVE flexi (5pay10) presto may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Etiqa eSAVE flexi (5pay10) presto
- How is Etiqa or Etiqa eSAVE flexi (5pay10) presto investment returns based on historical performance?
- How does Etiqa eSAVE flexi (5pay10) presto compare with Endowment policy from other insurance companies?
- Can Etiqa eSAVE flexi (5pay10) presto fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Etiqa eSAVE flexi (5pay10) presto. Talk to us or seek advice from a financial adviser before making any decision about Etiqa eSAVE flexi (5pay10) presto.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Etiqa eSAVE flexi (5pay10) presto suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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