Etiqa ESAVE Assure Presto Review
The complete Pros and Cons on Etiqa eSAVE Assure Presto
Etiqa eSAVE assure presto product details
- Life policy – Endowment and Saving policy
- A guaranteed issuance savings plan that provides you the flexibility to choose the way you want to receive your returns
- Pay for only 7 years and reap your rewards at the end of 12 years
- Enjoy Automatic Premium Benefit that funds your premium from year 8 to 12
- Receive your returns either in one lump sum or in 10 or 15 yearly payments
- Your capital is guaranteed at the end of 12 years
- Application is easy as this is a guaranteed issuance policy with no health checks required
- In the event of the life insured’s death, this plan pays
- Before the end of year 12: 101% of the total premiums paid (excluding Automatic Premium Benefit) and any attaching bonuses
- On and after the end of year 12:
101% of the returns at the end of year 12 minus all yearly payments disbursed plus any non-guaranteed interest of 3% per annum
Etiqa e SAVE assure presto is a common search alternative for Etiqa eSAVE assure presto.
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of Etiqa eSAVE assure presto at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
eXTRA cancer waiver
Additional Features and Benefits
Yes.
For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
Etiqa eSAVE assure presto may be suitable if you are looking for
Etiqa eSAVE assure presto may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
Etiqa eSAVE assure presto may not be suitable if you are looking for
Etiqa eSAVE assure presto may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on Etiqa eSAVE assure presto
- How is Etiqa or Etiqa eSAVE assure presto investment returns based on historical performance?
- How does Etiqa eSAVE assure presto compare with Endowment policy from other insurance companies?
- Can Etiqa eSAVE assure presto fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Etiqa eSAVE assure presto. Talk to us or seek advice from a financial adviser before making any decision about Etiqa eSAVE assure presto.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Etiqa eSAVE assure presto suitable for me?
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