Etiqa eEASY savepro
The complete Pros and Cons on Etiqa eEASY savepro
Etiqa eEASY savepro lets you save for 7 years or 15 years from S$5,000 per year over single premium, 2 years, or 10 years at up to 4.07% per annum
Etiqa eEASY savepro product details
- Life policy – Endowment and Saving policy
- Receive up to 4.07% per annum
- Choose a policy term
- 7 years: Single lump-sum or 2 annual premiums (save 4.5% for 1 year premium)
- 15 years: 10 annual premiums
- Choose to save annual premiums S$5,000 / S$10,000 / S$30,000 / S$50,000 / S$80,000 or S$100,000
- Death Benefit
- 105% of total premiums paid + any non-guaranteed bonuses
- Accidental death receive an additional 100% of total premiums paid on top of the Death Benefit
Read about: Endowment and Saving policy: How does it work?
Read about: Endowment and Saving policy: Is it the best option?
Features of Etiqa eEASY savepro at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
N/A
Additional Features and Benefits
Yes.
For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.
Read about: Effects of compounding returns on your saving
Read about: Where do I start with financial planning
Etiqa eEASY savepro may be suitable if you are looking for
Etiqa eEASY savepro may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short term endowment savings plan
- Saving to buy something in 6 years time
- To potentially generate higher financial returns compared to bank accounts
- A one-time premium commitment with no further cash commitment
Etiqa eEASY savepro may not be suitable if you are looking for
Etiqa eEASY savepro may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- Insurance coverage for Death, Terminal Illness, Early Critical Illness, Critical Illness, or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Read About: How can I accumulate a million dollar (Realistically)
Further considerations on Etiqa eEASY savepro
- How is Etiqa or Etiqa eEASY savepro investment returns based on historical performance?
- How does Etiqa eEASY savepro compare with Endowment policy from other insurance companies?
- Can Etiqa eEASY savepro fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features on Etiqa eEASY savepro. Talk to us or seek advice from a financial adviser before making any decision about Etiqa eEASY savepro.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read about: How can I accumulate a million dollar (Realistically)
Read About: 3 best Savings plans and endowment policies in Singapore (updated Jan 2023)
Where can I compare the payout and benefits of saving plans and endowment policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on saving plans and endowment policies.
Alternatively, you just need to provide us with a couple of details below.
Is Etiqa eEASY savepro suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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