China Taiping i-Protect Review
The complete Pros and Cons on China Taiping i-Protect
China Taiping i-Protect is a term plan that gives you the maximum protection with an affordable premium. You may use i-Protect as your income replacement or a legacy for your loved ones in the event of Death and Terminal Illness.
China Taiping i-Protect product details
- Non-participating policy – Term policy
- Insurance Coverage
- Be covered against Death or Terminal Illness
- Riders available to cover you against Total and Permanent Disability, Early Critical Illness, and Critical Illness.
- Policy Term; choose to be covered for
- 11 to 40 years or until age 65, 75 or 85.
- Conversion Privilege
- As your insurance needs may change over the years, you may convert your i-Protect plan to another of our life insurance plans without further medical underwriting.
- Guaranteed Renewal
- You may also choose from 5 or 10-year policy term which will automatically be renewed1 until age 85, regardless of your health condition.
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Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
DisabilityCare Rider
AdvancedCare Rider
EarlyCare Rider
Additional Features and Benefits
Yes.
For further information and details, refer to China Taiping website. Alternatively, fill-up the form below and let us advise accordingly.
China Taiping i-Protect may be suitable if you are looking for
China Taiping i-Protect may potentially be a good fit if the following matters to you:
- High Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- High insurance coverage for Early Critical Illness, Critical Illness, or Total Permanent Disability with riders
- Premium waiver riders to waive premiums should the unexpected happen
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfalls in an insurance portfolio
China Taiping i-Protect may not suitable if you are looking for
China Taiping i-Protect may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on China Taiping i-Protect
- How is China Taiping or China Taiping i-Protect and claims based on past track record?
- How does China Taiping i-Protect compare with Term policies from other insurance companies?
- Can China Taiping i-Protect fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features on China Taiping i-Protect. Talk to us or seek advice from a financial adviser before making any decision about China Taiping i-Protect.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
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Is China Taiping i-Protect suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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