China Life Personal Accident Cashback Plan Review

China Life Personal Accident Cashback Plan provides daily hospital cash benefit, accidental death and disability cover up to $500,000, and guaranteed cashback if no claims made in 5 years. Enjoy easy application, automatic renewal, and two plan options to choose from.

China Life Personal Accident Cashback Plan product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• Daily Hospital Cash
  • Receive up to $150 hospitalisation cash benefit per day in the event you are hospitalised, up to 180 days
• Accidental Death and Disability Cover
  • Be covered up to $500,000 of coverage against Accidental Death and Disability
• Guaranteed Cashback Benefit
  • Receive 50% of all premiums paid if no claim was made at the end of the 5-year term
• Hassle-free Application and Automatic Renewal
  • This plan can be taken up and renewed every 5 years with no health checks required
• 2 Plan Types – pick one that fits your needs
  • Plan 1
    • Accidental Death and Disability Benefit: $100,000
    • Daily Hospital Cash: $100
  • Plan 2
    • Accidental Death and Disability Benefit: $100,000
    • Daily Hospital Cash: $150

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Features of China Life Personal Accident Cashback Plan at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

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Read also: 3 Best Integrated Shield Plans in Singapore for hospitalisation coverage (2023 Edition)

Is China Life Personal Accident Cashback Plan suitable for me?

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Before you go...

China Life Personal Accident Cashback Plan may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

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