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3 Best Retirement Plans in Singapore for Inflation-proof income (2020 Edition)
What if the retirement income you planned is unable to sustain the lifestyle you wanted due to inflation? If that is the case, a retirement plan with an escalating or increasing payout may be a better fit towards your financial goals.
3 Best Retirement Plans in Singapore with Lifetime Income (2020 Edition)
Worry no more about outliving your retirement funds when your income lasts for a lifetime! Get a retirement plan with payouts for your entire life.
[In-Depth Comparison] 3 Best SRS Retirement Plans for Wealth Accumulation in Singapore
SRS-approved retirement annuity plans allow you to receive a higher rate of returns on your SRS funds with minimal investment risk. Find out about how you can use your SRS account to get more for your retirement!
New Integrated Shield Plan with co-payment (Changes to new/ existing policyholders)
Insurance companies have up to 1st April 2020 to launch Integrated Shield Plan that involves co-payment of at least 5% with a minimum cap of S$3,000. What are the changes and how does this affects policyholder of new and existing Integrated…
Changes to CPF investment Scheme (CPFIS) and how does it benefit you?
Announced on 5th March 2023 by Second Manpower Minister Josephine Teo, CPF investment charges of up to 3% will be gradually phased out: The maximum cap will be at 1.5% from 1st October 2023, and completely removed by October 2023. The…
Term Insurance or Whole Life Insurance (A factual comparison)
The insurance premium for a term insurance policy is much lower compared to a whole life insurance policy. Why should anyone even consider taking up a whole life insurance policy? Are there significant product features and benefits (be it…
The Best Insurance Plans in Singapore for 2023 (All Categories)
Ensure that your insurance premiums are well spent with our review of the best insurance plans you can find in Singapore. Keep your options open with policies across all insurers based on features and benefits.
5 other ways you can use your CPF account (Besides withdrawal during retirement)
Besides paying for your property, the government allows the use of CPF funds for individual looking to enhance their retirement income, seeking higher education or getting hospitation and medical coverage. Check out 5 ways you can make use…
4 things you should do for your finances in 2023
2023 is here and looking back to your finances in 2023, has there been any significant changes? Fret not if it's not as well as your expectations, make your 2023 financial plans right by following these 4 steps!
[All about Financial Planning] 8 Commonly Made Financial Mistakes by Singaporeans
Successful financial management is rarely a case of how much you earn, but how you manage it. While managing your personal finances is a lifelong journey, it does not mean you have to constantly worry about it daily. We show you what you…
5 Reasons why an Integrated Shield Plan is your top priority
Ever wonder what is the odds of striking any prize for 4D, compared to getting cancer in Singapore? This and 4 other reasons why you should make an integrated shield plan your number one priority.
What will happen to your CPF savings when you pass away?
By default, your nominee(s) (if a nomination is done), are entitled to your CPF savings will be receiving cash in the form of a cheque or through GIRO. Having said that, there are other options and the Intestate Succession Act that assigns…
Why you should pay your insurance premium in the shortest period possible
We compare how the number of years you have to pay premium affects the overall financial returns on your insurance policies. And how you can get achieve a higher cash/ surrender value from your insurance policies (Remember to thank us…
Investing Guide: ETFs or Unit Trust Funds (Which is better for you?)
ETFs or Unit Trust Funds? Minimise fees and charges by using ETFs or let financial professionals work for you via Unit Trust Funds?
Aviva MyWholeLifePlan II – Continual coverage and multiple payouts
Getting insurance coverage is pretty much challenging after getting a critical illness. To add salt to the wound, exclusions on your existing conditional are imposed when if they do accept your application. Worry no more with Aviva…
No budget for financial planning?
A financial budget should not be the key issue keeping you away from financial planning.
When all else fails and surrendering your policies is the only option.
Life is unpredictable and the situation took a turn for the worse. It is apparent that you are left with no other option besides surrendering or terminating your insurance policy. So by this point, all that matters to you is how much cold…
FAQs on Integrated Shield Plan and riders
All your questions on Integrated Shield Plan and Integrated Shield Plan riders answered. Learn about everything related to upgrading your MediShield LIFE to getting the best medical and hospitalisation coverage.
Why your retirement planning starts now
At a specific point in your life, you would wish that having an occupation is a flexible option instead of a means of survival. While there are no hard and fast rules to retirement, the general view is always to start early.
The effects of compounding returns on your money
Simply put, compounding is the ability of an asset to generate returns on it own, after which the generated returns are left to generate additional returns. In other words, compounding is the increase in the value of an asset over time.