AXA Wealth Treasure Review

The complete Pros and Cons on AXA Wealth Treasure

AXA Wealth Treasure product details

  • Life Policy – Investment-linked policy
  • Issuance age from 18 to 65 years old
  • Enjoy an immediate boost to your investment value right from the start with free bonus units of up to 100% in your first year
  • Be rewarded with the Loyalty Bonus of 1% p.a. of your account value from the 6th policy year
  • Select your preferred currency and choose your suitable payment term from 5 to 30 years
  • Accelerate your investments using top-ups, or withdraw part of your investment any time
  • Get peace of mind with the insurance coverage against unexpected death and terminal illness
  • Enjoy hassle-free experience with no medical examination required

Read about: 3 Best Investment Linked Policies in Singapore for Insurance Coverages (2023 Edition)

Read aboutHow does Investment-Linked Policy work?

Read aboutInvestment-Linked Policy: Is it the best option?

Features of AXA Wealth Treasure at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes
More on Financial Planning
1 of 10

Health and Insurance Coverage

  • Death: Yes
  • Total Permanent Disability: No
  • Terminal Illness: Yes
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders

N.A.

Additional Features and Benefits

Yes.

For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your investments

Read about5 ways to beat inflation in Singapore

More on investing
1 of 7

AXA Wealth Treasure may be suitable if you are looking for

AXA Wealth Treasure may potentially be a good fit if the following matters to you:

  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
  • Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.

AXA Wealth Treasure may not suitable if you are looking for

AXA Wealth Treasure may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on AXA Wealth Treasure Plus

  • How is AXA or AXA Wealth Treasure investment returns based on historical performance?
  • How does AXA Wealth Treasure compare with Endowment policy from other insurance companies?
  • Can AXA Wealth Treasure fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Wealth Treasure. Talk to us or seek advice from a financial adviser before making any decision about AXA Wealth Treasure.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Related investment plans
1 of 43

Where can I compare the payout and benefits of Investment Linked Policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.

Alternatively, you just need to provide us with a couple of details below.

Is AXA Wealth Treasure suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

    Compare for me!
     

    Would you expect to do partial withdrawal in the short term for this sum of money?

    How much funds are you looking to achieve? (in SGD)

    How many year are you looking to save for this amount of fund?

    How many years would you expect to require the full sum of fund?

    Compare for me!

    We are not sure too, let us work out your financial needs with you.

     
    Compare for me!

     

    Before you go...
    AXA Wealth Treasure may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

    Need help?
    close slider

    Need help?