AXA Wealth Invest Review

AXA Wealth Invest is an investment-linked Policy fundable by your SRS and covers you against Death and Terminal Illness. Choose to reinvest dividends or receive them as passive income.

AXA Wealth Invest product details

• Life Policy – Investment-linked policy
• Age of entry
  • CASH
    • Life Assured: 1-month-old to 60 years old
      Policyholder: 18 to 60 years old
  • SRS
    • Life Assured: 21 to 58 years old
      Policyholder: 21 to 58 years old
• Premium Payment Options
  • Pay for premiums using your cash or Supplementary Retirement Scheme (SRS)
• Flexible Investment Options
  • Enjoy a wide range of investment options with the flexibility of unlimited free fund switches and withdrawals
  • You can perform ad-hoc top-ups according to your wishes
• Dividend Options
  • Choose to receive dividends as extra income or reinvest them for more value in the future
• Guaranteed Acceptance
  • Enjoy hassle-free application with no health check-ups or questions asked
• Coverage
  • You are covered 101% of total premiums paid against Death
  • You are protected against investment losses upon Death or Terminal Illness

Read about: Investment-Linked Policy: Is it the best option?

Read about: 3 best Investment Linked Policies in Singapore (Updated)

Features of AXA Wealth Invest at a glance

Cash and Cash Withdrawal Benefits

• Cash value: Yes
• Cash withdrawal benefits: Yes

Health and Insurance Coverage

• Death: Yes
• Total Permanent Disability: No
• Terminal Illness: Yes
• Critical Illness: No
• Early Critical Illness: No

Health and Insurance Coverage Multiplier

• Death: No
• Total Permanent Disability: No
• Terminal Illness: No
• Critical Illness: No
• Early Critical Illness: No

Optional Add-on Riders

N.A.

Additional Features and Benefits

Yes.

For further information and details, refer to AXA website. Alternatively, fill-up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Read about: 5 ways to beat inflation in Singapore

AXA Wealth Invest may be suitable if you are looking for

AXA Wealth Invest may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing.
• Liquidity or flexibility of withdrawal in your Insurance policy.
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
• Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.

AXA Wealth Invest may not suitable if you are looking for

AXA Wealth Invest may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long-run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on AXA Wealth Invest

• How is AXA or AXA Wealth Invest investment returns based on historical performance?
• How does AXA Wealth Invest compare with Endowment policy from other insurance companies?
• Can AXA Wealth Invest fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on AXA Wealth Invest. Talk to us or seek advice from a financial adviser before making any decision about AXA Wealth Invest.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Where can I compare the payout and benefits of Investment Linked Policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.

Alternatively, you just need to provide us with a couple of details below.

Is AXA Wealth Invest suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

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Before you go...

AXA Wealth Invest may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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