AXA Polaris Review
The complete Pros and Cons on AXA Polaris
AXA Polaris product details
- Life Policy – Investment-linked policy
- Issuance age from 18 to 70 years old
- Jumpstart your investment with a booster shot. For every SGD 1 invested, AXA tops up by up to SGD 0.75
- Choose your premium term from 5 to 15 years
- Waiver of premiums for you in the event of retrenchment or redundancy
- Freedom to switch funds, add recurring single premiums or top-ups, perform partial withdrawals, reduce your premium amount or take premium holidays
- Guaranteed Issuance Offer, no medical check-up is required
- Access to a wide range of investment choices, some of which are only available to accredited investors
- Partial withdrawal available
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AXA Polaris at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
AXA Polaris may be suitable if you are looking for
AXA Polaris may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AXA Polaris may not suitable if you are looking for
AXA Polaris may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Read About: 3 things to consider before taking up a new financial product
Further considerations on AXA Polaris
- How are the investment returns of AXA or AXA Polaris based on historical performance?
- How good is AXA Polaris compared to Investment Linked Policy from other insurance companies?
- Can AXA Polaris fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AXA Polaris. Talk to us or seek advice from a financial adviser before making any decision about AXA Polaris.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: How can I accumulate a million dollar (Realistically)
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
Is AXA Polaris suitable for me?
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