AXA Mum’s Advantage Review
The complete Pros and Cons on AXA Mum’s Advantage
AXA Mum’s Advantage product details
- Life Policy – Investment-linked policy
- Issuance age from 18 to 45 years old
- For expectant mothers, who are in their 16-36 weeks of pregnancy
- Provide coverage for unexpected health expenses for the mother and the child during pregnancy and after childbirth
- A combination of MumCare and INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver
- MumCare helps to ease the cost of treatment arising from possible pregnancy complications
- Child is ensured guaranteed protection against the 18 listed Congenital Illnesses
- If you are carrying more than 1 fetus in the same pregnancy, the benefits will apply to each child individually
- Mother has an option to transfer the investment policy to the child without any underwriting
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AXA Mum’s Advantage at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
AXA Mum’s Advantage may be suitable if you are looking for
AXA Mum’s Advantage may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Critical Illness coverage at an affordable premium.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
AXA Mum’s Advantage may not suitable if you are looking for
AXA Mum’s Advantage may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AXA Mum’s Advantage
- How are the investment returns of AXA or AXA Mum’s Advantage based on historical performance?
- How good is AXA Mum’s Advantage compared to Investment-Linked Policy from other insurance companies?
- Can AXA Mum’s Advantage fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AXA Mum’s Advantage. Talk to us or seek advice from a financial adviser before making any decision about AXA Mum’s Advantage.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AXA Mum’s Advantage suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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