AXA Life Exentials Review

AXA Life Exentials product details

AXA Life Exentials Rating on InterestGuru.sg: [usr=3.75]
AXA Life Exentials Popularity on InterestGuru.sg: [usr=3.15]

• Life policy – Whole Life Policy
• Issuance age from 0 to 70 years old
• Receive up to three times your chosen basic Sum Assured, and up to six times if the death is a result of an accident
• Option to purchase additional coverage without underwriting at key milestones of your life
• Choose to pay for your premiums over as little as 10, 15, 20 or 25 years and be covered for life
• Option to also choose to pay over 65 years or whole life to ensure greater affordability

Note: AXA Life Exentials is no longer available, refer to the newly launched AXA Life MultiProtect.

Read About: Whole Life Policy: How does it work?

In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2022 Edition)

Features of AXA Life Exentials at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Accelerated Critical Illness rider

Additional Features and Benefits

Yes.

For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

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AXA Life Exentials may be suitable if you are looking for

AXA Life Exentials may potentially be a good fit if the following matters to you:

• Initial high protection for Death and Terminal Illness coverage at an affordable premium.
• Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
• Health and Protection coverage due to a shortfall in your Insurance Portfolio.
• To participate in the long-term financial returns of investing.
• Liquidity or flexibility of withdrawal in your Insurance policy.
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?

AXA Life Exentials may not be suitable if you are looking for

AXA Life Exentials may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Access to cash from your policy on a regular basis.
• Insurance policy with a high surrender value in the early years of the policy.
• Potentially higher financial returns compared to a pure investment product.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2022 Edition)

In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2022 Edition)

Further considerations on AXA Life Exentials

• How are the investment returns of AXA or AXA Life Exentials based on historical performance?
• How good is AXA Life Exentials compared to Investment Linked Policy from other insurance companies?
• Can AXA Life Exentials fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Life Exentials. Talk to us or seek advice from a financial adviser before making any decision about AXA Life Exentials.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

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Compare before you commit

Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Even worse, to know you can compare whole life insurance plans here,  100% free of charges on the InterestGuru.sg platform.

Is AXA Life Exentials suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

AXA Life Exentials may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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