AXA Life Exentials Prime Review

AXA Life Exentials Prime product details

• Life policy – Whole Life Policy
• Issuance age from 1 month to 55 years old
• Receive the Minimum Death Benefit of up to 3.5 times your chosen basic Sum Assured, and up to 7 times if the death is a result of an accident
• Complete coverage against 99 critical illness conditions across early, intermediate and advanced stages for whole of life
• Pays a monthly sum to help you tide over a prolonged medical leave from your work due to short-term disability
• Covers against 10 Special Conditions with additional payout of up to a total of $125,000
• Choose to pay for your premiums over 10, 15, 20 or 25 years or up to age 65
• Option to purchase additional coverage without underwriting at key milestones of your life

Note: AXA Life Exentials Prime is no longer available, refer to the newly launched AXA Life MultiProtect.

Read About: Whole Life Policy: How does it work?

In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)

Features of AXA Life Exentials Prime at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: Yes

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

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AXA Life Exentials Prime may be suitable if you are looking for

AXA Life Exentials Prime may potentially be a good fit if the following matters to you:

• Higher protection for Death and Terminal Illness coverage at an affordable premium.
• Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
• Health and Protection coverage due to a shortfall in your Insurance Portfolio.
• Accumulating cash value in the policy for financial returns in the long-term.
• Paying premiums only for a limited number of years and enjoying coverage for a lifetime.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?

AXA Life Exentials Prime may not be suitable if you are looking for

AXA Life Exentials Prime may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Access to cash from your policy on a regular basis.
• Insurance policy with a high surrender value in the early years of the policy.
• Potentially higher financial returns compared to a pure investment product.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)

In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)

Further considerations on AXA Life Exentials Prime

• How is AXA or AXA Life Exentials Prime investment returns based on historical performance?
• How does AXA Life Exentials Prime compare with Whole Life Policy from other insurance companies?
• Can AXA Life Exentials Prime fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Life Exentials Prime. Talk to us or seek advice from a financial adviser before making any decision about AXA Life Exentials Prime.

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Compare before you commit

Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Even worse, to know you can compare whole life insurance plans here,  100% free of charges on the InterestGuru.sg platform.

Is AXA Life Exentials Prime suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

AXA Life Exentials Prime may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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