AXA Inspire™ FlexiProtector Review
The complete Pros and Cons on AXA Inspire™ FlexiProtector
AXA Inspire™ FlexiProtector product details
AXA Inspire™ FlexiProtector Rating on InterestGuru.sg: [usr=3.25]
AXA Inspire™ FlexiProtector Popularity on InterestGuru.sg: [usr=3.4]
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
- Life Policy – Investment-linked policy
- Issuance age from 18 to 70 years old
- From as low as S$100 a month, you can enjoy a minimum Sum Assured of up to 60 times your annualised premium
- Choose to increase your Sum Assured at key life stages (i.e. marriage, parenthood or purchase of a new home) without the need for medical assessment
- Select from a variety of investment-linked sub-funds to suit your investment needs
- Unlimited free fund switches to adapt to varying market conditions
- Enjoy added support for your investments through bonus units worth up to 0.3% per annum of your Policy Value
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AXA Inspire™ FlexiProtector at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
AXA Inspire™ FlexiProtector may be suitable if you are looking for
AXA Inspire™ FlexiProtector may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AXA Inspire™ FlexiProtector may not suitable if you are looking for
AXA Inspire™ FlexiProtector may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AXA Inspire™ FlexiProtector
- How are the investment returns of AXA or AXA Inspire™ FlexiProtector based on historical performance?
- How good is AXA Inspire™ FlexiProtector compared to Investment Linked Policy from other insurance companies?
- Can AXA Inspire™ FlexiProtector fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AXA Inspire™ FlexiProtector. Talk to us or seek advice from a financial adviser before making any decision about AXA Inspire™ FlexiProtector.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: How can I accumulate a million dollar (realistically)
Is AXA Inspire™ FlexiProtector suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.
We compare quotations head to head on all leading insurers in Singapore