AIA Wealth Builder Review
The complete Pros and Cons on AIA Wealth Builder
NOTE: AIA Wealth Builder has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
AIA Wealth Builder product details
- Life Policy – Investment-linked policy
- Issuance age from 0 to 70 years old (via cash) and 21 to 61 (via SRS)
- Flexibility to choose your investment
- Payment no less than 1.5 times the amount you invested, in the event of death
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AIA Wealth Builder at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns on your investments
AIA Wealth Builder may be suitable if you are looking for
AIA Wealth Builder may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AIA Wealth Builder may not be suitable if you are looking for
AIA Wealth Builder may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Wealth Builder
- How are the investment returns of AIA or AIA Wealth Builder based on historical performance?
- How good is AIA Wealth Builder compared to Investment Linked Policy from other insurance companies?
- Can AIA Wealth Builder fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Wealth Builder. Talk to us or seek advice from a financial adviser before making any decision about AIA Wealth Builder.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AIA Wealth Builder suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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