AIA Triple Critical Cover Review
The complete Pros and Cons on AIA Triple Critical Cover
NOTE: AIA Triple Critical Cover has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
AIA Triple Critical Cover product details
- Non-participating policy – Term policy
- Issuance age from 2 weeks to 65 years old
- Provides coverage for a wide range of common critical illnesses such as cancer and heart disease
- Enjoy comprehensive coverage for 104 conditions through the early, intermediate, and major stages. You also get extra coverage for 5 special conditions, for which you will receive an additional 20% of your coverage amount, up to $25,000 per condition
- ‘Power Reset’ feature of the plan restores your coverage amount back to 100% once 12 months have passed following a claim
- Get up to 300% of your coverage amount for multiple critical illness claims across all stages
- 2 types of plan
- Triple Critical Cover Value plan : covers you up to age 75
- Triple Critical Cover Life : covers you up to age 100, with cash value
- With two plan options, you get to choose how long you want to be covered and whether you want cash value with your plan
- In the event of death, your family will receive 100% of your coverage amount (less any critical illness claims paid), plus a compassionate benefit of $5,000
Read About: 3 things to consider before taking up a new financial product
Features of AIA Triple Critical Cover at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
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AIA Triple Critical Cover may be suitable if you are looking for
AIA Triple Critical Cover may potentially be a good fit if the following matters to you:
- High insurance coverage for Early Critical Illness and Critical Illness
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfall in insurance portfolio
AIA Triple Critical Cover may not be suitable if you are looking for
AIA Triple Critical Cover may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on AIA Triple Critical Cover
- How is AIA or AIA Triple Critical Cover and claims based on past track record?
- How does AIA Triple Critical Cover compare with Term policy from other insurance companies?
- Can AIA Triple Critical Cover fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Triple Critical Cover. Talk to us or seek advice from a financial adviser before making any decision about AIA Triple Critical Cover.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AIA Triple Critical Cover suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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