AIA Star Protector Plus Review

AIA Star Protector Plus is a personal accident and disease insurance plan for kids 2 weeks to 21 years old, receive double coverage should the accident happens at school or during transportation to and fro.

AIA Star Protector Plus product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• 3 plans to choose from
• Worldwide Coverage
  • Child from 2 weeks to 21 years old
  • 16 diseases such as HFMD, Dengue Fever, and Food Poisoning
  • Accidental death, dismemberment, and burns up to S$100,000
  • Double cover when the accident occurs at school, transport to and fro school, or as a pedestrian
  • Up to S$100 daily hospital cash and double for ICU
• Medical Reimbursement
  • Reconstructive surgeries
  • Mobility aids
  • Emergency medical evacuation & repatriation (overseas)
• Monthly Catastrophe Cash Benefit up to S$1,500 per month, such as coma
• Optional coverage of 17 child critical illnesses such as Leukaemia and Aplastic Anaemia with the option to convert this to AIA whole life or endowment policy upon entering adulthood
• If you pass away due to an accident or before age 75, your child’s future premiums will be waived up to age 21 along with additional education support up to S$50,000 for your child

Read About: 3 things to consider before taking up a new financial product

Features of AIA Star Protector Plus at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental)
Total Permanent Disability: Yes (Accidental)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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Is AIA Star Protector Plus suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

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Before you go...

AIA Star Protector Plus may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

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