AIA Smart Pro Saver Review
The complete Pros and Cons on AIA Smart Pro Saver
NOTE: AIA Smart Pro Saver has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
AIA Smart Pro Saver product details
- Life policy – Endowment and Saving policy
- Issuance age from 0 to 65 years old
- 10-year savings plan that you can pay off in just 5 years
- Receive a guaranteed payout plus any annual bonuses, as well as an additional potential one-off bonus at the end of year 10
- Receive a payout equal to 101% of the total premiums paid plus any bonuses in the event of death
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of AIA Smart Pro Saver at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
AIA Smart Pro Saver may be suitable if you are looking for
AIA Smart Pro Saver may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
AIA Smart Pro Saver may not be suitable if you are looking for
AIA Smart Pro Saver may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on AIA Smart Pro Saver
- How is AIA or AIA Smart Pro Saver investment returns based on historical performance?
- How does AIA Smart Pro Saver compare with Endowment policy from other insurance companies?
- Can AIA Smart Pro Saver fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Smart Pro Saver. Talk to us or seek advice from a financial adviser before making any decision about AIA Smart Pro Saver.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AIA Smart Pro Saver suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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