AIA Smart Flexi Growth Review
The complete Pros and Cons on Smart Flexi Growth
AIA Smart Flexi Growth product details
Read About: 3 best Savings plans and endowment policies in Singapore (updated Jan 2023)
- Life policy – Endowment and Saving policy
- Issuance age from 0 to 70 years old
- Capital Guaranteed
- Choose from a payment term of 5 or 10 years, or 15 to 30 years
- Policy term of up to 30 years
Read About: Endowment and Saving policy: How does it work?
Read About: Endowment and Saving policy: Is it the best option?
Features of AIA Smart Flexi Growth at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Yes.
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns
Read About: 3 things to consider before taking up a new financial product
AIA Smart Flexi Growth may be suitable if you are looking for
AIA Smart Flexi Growth may potentially be a good fit if the following matters to you:
- A hassle-free application without medical underwriting
- Short to medium term endowment and savings plan
- To saving regularly over a period of time
- To potentially generate higher financial returns compared to bank accounts
AIA Smart Flexi Growth may not be suitable if you are looking for
AIA Smart Flexi Growth may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lifetime regular cash payout
- A one-time premium commitment with no further cash commitment
- Potentially higher financial returns compared to a pure investment product.
- Insurance policy with a high surrender value in the early years of the policy.
Further considerations on AIA Smart Flexi Growth
- How is AIA or AIA Smart Flexi Growth investment returns based on historical performance?
- How does AIA Smart Flexi Growth compare with Endowment policy from other insurance companies?
- Can AIA Smart Flexi Growth fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Smart Flexi Growth. Talk to us or seek advice from a financial adviser before making any decision about AIA Smart Flexi Growth.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: Where do I start with financial planning
Read About: 3 best Savings plans and endowment policies in Singapore (updated Jan 2023)
Is AIA Smart Flexi Growth suitable for me?
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