AIA Secure Tem Plus (II) Review

NOTE: AIA Secure Tem Plus (II) has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

AIA Secure Term Plus (II) product details

• Non-participating policy – Term policy
• Issuance age from 0 to 70 years old
• Choose your desired length of coverage of 5, 10, 20 or 30 years
• Ability to convert your plan to any AIA’s whole life or endowment plans
• Fixed premiums throughout the duration of your policy, although if you renew your policy the renewal premium will be higher.
• Ability to renew your coverage up to your 101^st birthday, regardless of your health.
• High protection in the event of death and terminal illness at affordable premiums from only $22 per month

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of AIA Secure Tem Plus (II) at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

Read Also: No budget for financial planning?

AIA Secure Tem Plus (II) may be suitable if you are looking for

AIA Secure Tem Plus (II) may potentially be a good fit if the following matters to you:

• High Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lower initial premium compared to other types of insurance policies
• Looking to boost insurance coverage or fill shortfall in insurance portfolio

AIA Secure Tem Plus (II) may not be suitable if you are looking for

AIA Secure Tem Plus (II) may potentially be a bad fit if the following matters to you:

• Long-term cash accumulation
• Regular cash payout
• A one-time premium commitment with no further cash commitment
• Insurance policy with a surrender value.

Further considerations on AIA Secure Tem Plus (II)

• How is AIA or AIA Secure Tem Plus (II) payout and claims based on past track record?
• How does AIA Secure Tem Plus (II) compare with Term policy from other insurance companies?
• Can AIA Secure Tem Plus (II) fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Secure Tem Plus (II). Talk to us or seek advice from a financial adviser before making any decision about AIA Secure Tem Plus (II).

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is AIA Secure Term Plus (II) suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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Before you go...

AIA Secure Tem Plus (II) may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

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