AIA Pro Achiever Review
The complete Pros and Cons on AIA Pro Achiever
AIA Pro Achiever is an investment-linked policy with no health coverage so every dollar goes to work. Riders available to waive future premiums for you and your child should the unexpected happen.
AIA Pro Achiever product details
- Life Policy – Investment-linked policy
- Withdraw funds from the 14th year onwards without any charges
- Option to top-up at any time subjected to a 5% sales charge
- Option to pause premium payments from the 14th year onwards without any charges
- 5% bonus units until age 100 allocated to you from the 13th year onwards
- Accidental death coverage within the first 2 years equivalent to total premiums paid
- Free fund switching and rebalancing should you need it
- Riders available to waive future premiums for you and your child’s policy should the unexpected happen
Read about: Investment-Linked Policy: Is it the best option?
Read about: 3 best Investment Linked Policies in Singapore (Updated)
Features of AIA Pro Achiever at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: Yes
Health and Insurance Coverage
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
- Critical Protector Waiver of Premium
- Payor Benefit
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.
Read about: Effects of compounding returns on your investments
Read about: 5 ways to beat inflation in Singapore
AIA Pro Achiever may be suitable if you are looking for
AIA Pro Achiever may potentially be a good fit if the following matters to you:
- To participate in the long-term financial returns of investing
- A full-forced investment-linked policy with no insurance coverage
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
- Insurance options without medical underwriting
Read about: An introduction to Investment Linked Policy
NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.
AIA Pro Achiever may not suitable if you are looking for
AIA Pro Achiever may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- High Death and Terminal Illness coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Pro Achiever
- How is AIA or AIA Pro Achiever investment returns based on historical performance?
- How does AIA Pro Achiever compare with Endowment policy from other insurance companies?
- Can AIA Pro Achiever fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features of AIA Pro Achiever. Talk to us or seek advice from a financial adviser before making any decision about AIA Pro Achiever.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of Investment Linked Policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.
Alternatively, you just need to provide us with a couple of details below.
Is AIA Pro Achiever suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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