AIA Prime Secure Review
The complete Pros and Cons on AIA Prime Secure
AIA Prime Secure product details
- Life policy – Whole Life Policy
- Issuance age from 35 to 70 years old
- Your savings will grow year after year till age 100, for financial security you can count on. You’ll also get potential annual dividends from the 3rd year that you can withdraw or leave with AIA to earn interest
- Allows you to swap half or all of your coverage to receive 15 years of regular monthly income later in life, giving you extra liquidity if the need arises
- If you are unable to perform at least 2 out of 6 Activities of Daily Living, you’ll get a lump sum disability payout to help you cope with lifestyle changes. You’ll also get a monthly disability income that increases every 24 payouts to help cover rising medical costs.
- Provides coverage for special conditions that comes with age
Read About: Whole Life Policy: How does it work?
In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)
Features of AIA DIRECT Whole Life Cover at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Critical Illness Protection
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
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AIA Prime Secure may be suitable if you are looking for
AIA Prime Secure may potentially be a good fit if the following matters to you:
- Higher protection for Death and Terminal Illness coverage at an affordable premium.
- Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Accumulating cash value in the policy for financial returns in the long-term.
- Paying premiums only for a limited number of years and enjoying coverage for a lifetime.
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AIA Prime Secure may not be suitable if you are looking for
AIA Prime Secure may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Access to cash from your policy on a regular basis.
- Insurance policy with a high surrender value in the early years of the policy.
- Potentially higher financial returns compared to a pure investment product.
In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)
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Further considerations on AIA Prime Secure
- How is AIA or AIA Prime Secure investment returns based on historical performance?
- How does AIA Prime Secure compare with Whole Life Policy from other insurance companies?
- Can AIA Prime Secure fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Prime Secure. Talk to us or seek advice from a financial adviser before making any decision about AIA Prime Secure.
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Compare before you commit
Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.
Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Even worse, to know you can compare whole life insurance plans here, 100% free of charges on the InterestGuru.sg platform.
Is AIA DIRECT Whole Life Cover suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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