AIA Prime Critical Cover Review

AIA Prime Critical Cover product details

• Non-participating policy – Term policy
• Issuance age from 40 to 70 years old
• Designed to provide adults aged 40 to 70 with easy access to affordable and comprehensive critical illness coverage
• Enjoy guaranteed coverage up to the age of 100, coverage will increases by 50% during your later years
• Receive early payouts for 7 conditions, including Parkinson’s and Alzheimer’s disease
• Reimbursements of up to $250 for health screening expenses once every 3 years, from the 4^th policy year onwards

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of AIA Prime Critical Cover at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

AIA Prime Critical Cover may be suitable if you are looking for

AIA Prime Critical Cover may potentially be a good fit if the following matters to you:

• High insurance coverage for Early Critical Illness and Critical Illness
• Lower initial premium compared to other types of insurance policies
• Looking to boost insurance coverage or fill shortfall in insurance portfolio

AIA Prime Critical Cover may not be suitable if you are looking for

AIA Prime Critical Cover may potentially be a bad fit if the following matters to you:

• Long-term cash accumulation
• Regular cash payout
• A one-time premium commitment with no further cash commitment
• Insurance policy with a surrender value.

Further considerations on AIA Prime Critical Cover

• How is AIA or AIA Prime Critical Cover payout and claims based on past track record?
• How does AIA Prime Critical Cover compare with Term policy from other insurance companies?
• Can AIA Prime Critical Cover fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Prime Critical Cover. Talk to us or seek advice from a financial adviser before making any decision about AIA Prime Critical Cover.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is AIA Prime Critical Cover suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

AIA Prime Critical Cover may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

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