AIA Platinum Wealth Elite Review
The complete Pros and Cons on AIA Platinum Wealth Elite
AIA Platinum Wealth Elite is an exclusive investment-linked policy with high Death and Terminal Illness coverage to fit your retirement and family care needs.
AIA Platinum Wealth Elite product details
- Life Policy – Investment-linked policy
- Coverage
- Death Benefit
- Receive 100% of Sum Assured or 100% of Policy value, whichever is higher
- Terminal Illness Benefit
- Upon diagnosis of Terminal Illness, receive the death benefit in a lump-sum
- Death Benefit
- Premium Payment Options
- Invest with SGD or USD
- Choose to pay a Single-premium or
- Pay Regular Premium up to 5 years
- Payout
- Option to withdraw up to 5% of your policy value per year
- No Lapse Privilege
- Regardless of the performance of your funds, the protection sum is guaranteed for the first 15 years of the policy
Read about: Investment-Linked Policy: Is it the best option?
Read about: 3 best Investment Linked Policies in Singapore (Updated)
Features of AIA Platinum Wealth Elite at a glance
Cash and Cash Withdrawal Benefits
- Cash value: Yes
- Cash withdrawal benefits: No
Health and Insurance Coverage
- Death: Yes
- Total Permanent Disability: No
- Terminal Illness: Yes
- Critical Illness: No
- Early Critical Illness: No
Health and Insurance Coverage Multiplier
- Death: No
- Total Permanent Disability: No
- Terminal Illness: No
- Critical Illness: No
- Early Critical Illness: No
Optional Add-on Riders
N/A
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.
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AIA Platinum Wealth Elite may be suitable if you are looking for
AIA Platinum Wealth Elite may potentially be a good fit if the following matters to you:
- To participate in the long-term financial returns of investing
- High Death and Terminal Illness coverage
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
- Insurance options without medical underwriting
Read about: An introduction to Investment Linked Policy
NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.
AIA Platinum Wealth Elite may not suitable if you are looking for
AIA Platinum Wealth Elite may potentially be a bad fit if the following matters to you:
- Health and Protection coverage
- Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Platinum Wealth Elite
- How is AIA or AIA Platinum Wealth Elite investment returns based on historical performance?
- How does AIA Platinum Wealth Elite compare with Endowment policy from other insurance companies?
- Can AIA Platinum Wealth Elite fulfill my financial, insurance, health, and protection needs?
The above information may not fully highlight all the product details and features of AIA Platinum Wealth Elite. Talk to us or seek advice from a financial adviser before making any decision about AIA Platinum Wealth Elite.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Where can I compare the payout and benefits of Investment Linked Policies?
Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.
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Is AIA Platinum Wealth Elite suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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