AIA Platinum Pro Secure Review
The complete Pros and Cons on AIA Platinum Pro Secure
NOTE: AIA Platinum Pro Secure has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
AIA Platinum Pro Secure product details
- Life Policy – Investment-linked policy
- Issuance age from 0 to 60 years old
- Premium payment term of 20 years
- Invest in Platinum Pro Portfolio – 3 well-diversified portfolios designed to optimise your returns while minimising risks. Select the portfolio that best reflects your risk appetite to invest confidently
- Guaranteed coverage for 15 years as long as you keep up with your payments and do not make any withdrawals
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AIA Platinum Pro Secure at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Step Up Critical Protector
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns on your investments
AIA Platinum Pro Secure may be suitable if you are looking for
AIA Platinum Pro Secure may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AIA Platinum Pro Secure may not be suitable if you are looking for
AIA Platinum Pro Secure may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Platinum Pro Secure
- How are the investment returns of AIA or AIA Platinum Pro Secure based on historical performance?
- How good is AIA Platinum Pro Secure compared to Investment Linked Policy from other insurance companies?
- Can AIA Platinum Pro Secure fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Platinum Pro Secure. Talk to us or seek advice from a financial adviser before making any decision about AIA Platinum Pro Secure.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AIA Platinum Pro Secure suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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