AIA Family First Protect Review
The complete Pros and Cons on AIA Family First Protect
AIA Family First Protect product details
AIA Family First Protect Rating on InterestGuru.sg: [usr=3.25]
AIA Family First Protect Popularity on InterestGuru.sg: [usr=2.75]
- Life Policy – Investment-linked policy
- Issuance age from 0 to 70 years old
- Highest amounts of cover per dollar for the premiums you pay
- Adjustable protection: Choose high protection (with low investment) during your income-earning years, and low protection (with high investment) as you approach retirement
- Invest in a range of professionally managed investment funds
- Switch funds anytime to optimise performance
- Make top-ups to increase your investment amount
- Access your cash through partial withdrawals
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AIA Family First Protect at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Early Critical Protector
Critical Protector Waiver of Premium
Premier Disability Cover
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
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Read About: 3 best Investment Linked Policies in Singapore for coverage and wealth accumulation (2023 Edition)
AIA Family First Protect may be suitable if you are looking for
AIA Family First Protect may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AIA Family First Protect may not be suitable if you are looking for
AIA Family First Protect may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Family First Protect
- How are the investment returns of AIA or AIA Family First Protect based on historical performance?
- How good is AIA Family First Protect compared to Investment Linked Policy from other insurance companies?
- Can AIA Family First Protect fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Family First Protect. Talk to us or seek advice from a financial adviser before making any decision about AIA Family First Protect.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: How can I accumulate a million dollar (realistically)
Is AIA Family First Protect suitable for me?
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